GCISI CONTACT INFO
Gulf Coast Insurance Services is a boutique insurance agency specializing in the unique insurance needs of post mastectomy businesses and DMEPOS providers.
Gulf Coast Insurance Services offers small business policies:
Property & Casualty
General & Professional Liability
DMEPOS Surety Bonds
State & Professional Bonds
Gulf Coast Insurance Services
6901-A N9th Ave, Ste 183
Pensacola FL 32504
Two major national insurance companies announced today, that they have reduced the DMEPOS surety bond rates for 2012. While rates are still based on a number of factors including personal credit scores, these insurers have now eliminated the state licensing requirement for DMEPOS suppliers, including post mastectomy boutiques to receive the lowest rates. These rate reductions make DMEPOS Surety Bonds more competitive on the national market.
We suggest that you always requote your bond for the best possible rate.
- Business Property & Flood
- General & Professional Liability
- Business Vehicle
- Workers Compensation
- Surety Bonds & Dishonesty Bonds
HOW MUCH INSURANCE DO I NEED?
When purchasing business insurance it's important to obtain the right amount. Be sure that your company is neither over-insured nor under-insured. To determine the amount of property insurance needed, list all your company’s assets—including property, equipment and inventory.
HOW CAN I KEEP PREMIUMS DOWN?
Shop around. Prices vary from company to company. This is where your agent comes in handy. Independent agents represent many companies and are in the best position to quote & compare policies.
Work closely with your agent. An agent and insurance company familiar with the risks typically involved with your type of operation can help you decide on a reasonable amount of property and liability insurance. The more the agent understands about your overall business and finances, the better he or she will be able to find competitively priced products for you.
Buy a Package Policy. Businessowners Policy (BOP) usually costs less than individual policies.
Choose a higher deductible. Deductibles represent the amount of money you pay before your insurance policy kicks in. The higher the deductible, the less you will pay for the policy. But be sure you don’t set the deductible so high that it will be a financial burden if you have a loss.
Ask about specific actions you can take to prevent losses. You may be able to reduce your premium for certain coverages through education or disaster preparation.Avoid losses. Remember insurance works a lot like credit. Costs are lower for customers with better claim histories. The more losses you have, the higher your premiums will be.